About - RB finance

100% focused on getting you the right result.

We're a team who take what we do very seriously, but not ourselves. We do what we say we will, and we work hard to help you achieve outstanding outcomes.

And because we come from a banking background, we have firsthand insight into the policies and processes lenders use to win your business.

Real talk

We tell it like it is and stay clear of jargon, fluff and spin – too easy!

Real expertise

We can talk the talk because we've walked the walk ourselves.

Real locals

We're here to help Toowoomba continue to thrive and prosper.

Real results

Our focus is 100% on helping you achieve the right outcome.

Ryan is a straight talking finance broker who's won (more than) his fair share of national awards. He started the business after a successful career in banking, and now helps our clients dream big and ask 'What's possible?'

Ryan Baddock

Managing Director (and Bank Whisperer)

Meagan started with RB finance a few years ago and brings her organisational prowess to ensure we're running a tight ship and giving our clients those 'wow!' moments.

Meagan Baddock

Business Manager (and Organisational Wrangler)

Dani is our resident home loan hero. When she's not guiding our clients through their application documents, she's on the phone with the lenders to hurry things along and to make sure you're getting a great outcome.

Dani Facey

Credit analyst/Parabroker (and Loan Ninja)

Ali makes the world of agribusiness, asset and commercial finance sing. She's all about quick and seamless turnarounds to keep her clients' businesses moving.

Ali McConnel

Assistant Manager Commercial & Agribusiness (and Cash Flow Captain)

Maximum choice from a range of credible lenders

When you secure finance through us, you get access to products from more than 40 lenders. We have great relationships with these lenders and deep insight into their closely-guarded policies, giving you an edge. When helping you narrow down your options, we consider first and foremost what's going to serve your best interests.

Discovery

We get to know you, your needs and big picture goals

Research

We guide you to the most ideal loan product

Applying

We take on the lion's share of the paperwork

Support

We stand alongside you over the long-term

What people say about working with RB finance

Steven Colbran

25 June 2024

Great team who supported us in the house buying process. Very responsive.

Kim Moore

3 March 2024

Ryan and Dani looked after us every step of the way in understanding what our remit was and didn’t disappoint. Thanks again !

Brittany Wagner

7 December 2023

RB Finance recently helped us with the purchase of a new property. They made the process very easy and we are very thankful.

Joshua Badcock

5 December 2023

We can highly recommend Ryan and his friendly team at RB Finance. They had fantastic communication, guidance throughout the process and delivered an excellent outcome. Their professionalism gave us confidence that in every stage of refinancing we were well looked after. Look forward to working with their team once again in the future. Thanks again

Myles Cosgrove

13 September 2023

I was kept updated regularly and was impressed with the whole team throughout the process. Thanks very much!

Hollye Baltus

13 September 2023

The only guys to use if your purchasing a property. The team has outstanding communication and made the whole process easy and understand. I never though I would own my own home but this team made it happen. Cant recommend highly enough!

Craig n Donna

12 April 2023

Ryan and his dedicated team have been amazing. A bit of renovating to do but we are in our house and loving it....... :)

Kourtney Neville

8 February 2023

RB finance have recently helped us with purchasing our dream home. The team were efficient, easy to deal with and kept us in the loop throughout the entire process. RB finance went above and beyond for us. I strongly recommend this team if you're looking to purchase your next home

Juan Esparza

15 January 2023

Ryan, was very supportive and provided guidance throughout our first home purchase / home loan. I would highly recommend anyone to him and his team.

nutsacasou

21 December 2022

Made the process of accessing a new home loan so easy... every question we had, Ryan and the team were able to answer. Their communication was second to none and made the stressful process stress free!! Thanks

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We’re a boutique mortgage and finance brokerage based in Toowoomba. Our no-nonsense approach to finance, proven track-record and relentless dedication to our customers is what sets us apart.

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Purchase a home Refinance a loan Invest in property Get business finance Fund my agribusiness

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Credit Representative Number 493485 is authorised under Australian Credit Licence Number 389328. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.