Professional mortgage brokers ready to help you

At RB finance, we strive for excellence in all that we do, and look forward to helping to secure your financial freedom. We believe that loan products should be easy to understand, easy to access and allow you peace of mind.

Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We are in the business of building ongoing relationships with you, our clients and we always thing of your best interest, not those of the bank.

At RB finance, our primary goal is to get the right product for you – our client, so you can make the most of your circumstances and enjoy life to the fullest. We want to take the complexity out of the process for you, by making the loan products available easy to understand and easy to access. We also want to provide you with peace of mind that the market has been thoroughly researched, and this is the right option for you, right now.

Our goal is to serve you, our client, with the best possible solution for your circumstances – rest assured, we are here for you, not for the bank. We will make sure you are aware of and comfortable with any financial commitment you are making.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing process. At the same time, we will be ensuring we help you obtain the finance that best suits your circumstances and needs. When you call us, you will speak to a real person, who knows your unique situation, and we will guide you through your loan process with ease. 

In simple terms, we want to get the best result for you. We have a genuine desire to feel 100% confident we have achieved the right solution for your circumstances. We want to provide you with the upper hand in the negotiation process – these are big decisions and significant life events for you, we don’t take this lightly.

With our knowledge and experience, we can deal confidently with the banks on your behalf – a complex and tricky process to navigate at times. We provide you with a real advantage because you know we are working to get you the best possible outcome. We are transparent and are happy to share as much information with you as you need at any time.

When you call RB finance, you will speak to a real person, not an operator and we will guide you through your loan process with ease. Please contact us to get started.


Ryan Baddock
Managing Director

M: 0419 582 817
E: ryan@rbfinance.com.au

Ryan is married and has two beautiful daughters. Ryan has worked in the banking and finance industry since 2003 having previously worked for two major banks in Victoria, NSW & QLD. Ryan enjoys spending time with family & friends as well as supporting local sporting teams and community groups. Ryan is passionate about living and working in regional Australian and supporting individuals and businesses achieve the maximum potential. 

Ryan is your dedicated mortgage & finance broker. He has all the credentials you would expect in his position – He has formal qualifications, as well as a wealth of experience drawn from a career in the banking and finance industry.

Ryan’s job is his passion, and because of this he is constantly updating his skills and staying up to date with the latest changes. This means he always strives for the best and most cost-effective solution for you.

Kate Polkinghorne
Broker Support

T: (07) 4633 9826
E: kate@rbfinance.com.au

Kate joined the RB Finance team in May 2018 after spending 15 years in the retail banking. Kate is particularly interested in being front of house with RB Finance ready to answer any questions and assist our clients with their finance questions and make sure the application process is a smooth one.

After spending 10 years in Rural NSW, Kate and her family moved to Toowoomba where she purchased her family home. She is passionate about our Toowoomba community and all the wonderful amenities Toowoomba has to offer!

Outside of work Kate likes to spend time with her two boys, work on renovations, cook for family and friends, keeping fit with yoga and enjoys getting out and about to her favourite coffee shops,  shopping at Grand Central and hanging out in Queens Park.

Get in touch with us today!